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MYbank
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MYbank Loan
Annualized financing cost of 6%-10% for a loan up to 10 million CNY
Product Details
Targeted client:
Amazon USA or Germany Sellers
Term:
6/12 months
Application process:
Online application
Repayment:
Equivalent principles,
daily interest rate
Service fee:
No
Top 2 benefits
Digitization enables more possibilities
Customized for cross-border e-commerce sellers
Top 2 benefits
Digitization enables more possibilities
Customized for cross-border e-commerce sellers
High credit limit:
Loan is capped at up to 10 million CNY.
Cost-effective:
Based on qualifications, users may apply for an annualized interest rate as low as 6%.
Quick and easy process:
Application can be completed remotely without in-person signature required.
Flexible turnover:
Borrow and repay at any time, with no handling fees for early repayment.
Consultation service
Consultation service
Dedicated consumer service
One-to-one follow-up with client manager, online guides throughout the process.
Consultation services
Provision of one-stop solutions based on the actual situation and pain points of corporate customers.
Increase valuation service
Meeting various business needs of customers through a broad network of cross-border partners.
Steps of Use
A few simple steps to improve your cash flow and expand your business worldwide
Sign up
Sign up Dowsure
Grant authorization
Authorize Amazon store data
Provide information
Fill up
application form
Review and Approval
Application review and approval
Fund disbursement
and withdrawal
Fund disbursement and withdrawal to your account
Frequently Asked Questions:
Questions about product? See the FAQ.
The loan is disbursed to a personal bank account or an Alipay personal account.
No. This is a purely credit-based loan with the credit limit determined based on your store data.
Yes. You can borrow anytime within an effective credit period, with the corresponding credit to be released for use upon repayment.
MYbank Loan is a cross-border e-commerce loan tailored for Amazon sellers by Dowsure, MYbank, and WorldFirst. Loanee requires to use WorldFirst for receiving payment.