Seller Cloud Case
Zehui Group
Problem
In the case of the high-speed development of the overall information flow, logistics, and fund flow, fund products that are efficient, flexible, and can use the valuable asset of store operation as an evaluation standard are needed.
Solution
Problem
Because of product’s type, shipping by sea was required. In addition, there are many uncertain factors in logistics this year, and delivery cycle of products took very long. The company needed funds to pay for expenses, such as logistics and procurement.
Solution
Problem
In urgent need of funds for preparing inventories. Required timeliness, quick disbursement, and a high credit limit that can keep up with the demand for funds for business development.
Solution
1 million CNY was granted immediately upon an application for an SPDB product. It only took half an hour from the application to disbursement. In contrast to offline traditional financing channels, this offers a better experience in terms of convenience.
Problem
Large size company that needed funds for its cross-border business expansion.
Solution
Problem
Transferring the returned funds from platform sales back to its Hong Kong account took too long, company needed funds to prepare inventories before the Chinese New Year. Most traditional financial institutions were unable to provide products that meet the credit limit it needed.
Solution
Through the Dowsure platform, the company was successfully granted a financing credit of 140,000 USD, and the financial institutions in cooperation with Dowsure completed the disbursement in two days. This solved this client’s insolvency problem.
Problem
In the case of the high-speed development of the overall information flow, logistics, and fund flow, fund products that are efficient, flexible, and can use the valuable asset of store operation as an evaluation standard are needed.
Solution
Problem
Because of product’s type, shipping by sea was required. In addition, there are many uncertain factors in logistics this year, and delivery cycle of products took very long. The company needed funds to pay for expenses, such as logistics and procurement.
Solution
Problem
In urgent need of funds for preparing inventories. Required timeliness, quick disbursement, and a high credit limit that can keep up with the demand for funds for business development.
Solution
1 million CNY was granted immediately upon an application for an SPDB product. It only took half an hour from the application to disbursement. In contrast to offline traditional financing channels, this offers a better experience in terms of convenience.
Problem
Transferring the returned funds from platform sales back to its Hong Kong account took too long, company needed funds to prepare inventories before the Chinese New Year. Most traditional financial institutions were unable to provide products that meet the credit limit it needed.
Solution
Through the Dowsure platform, the company was successfully granted a financing credit of 140,000 USD, and the financial institutions in cooperation with Dowsure completed the disbursement in two days. This solved this client’s insolvency problem.
Problem
Large size company that needed funds for its cross-border business expansion.
Solution
SPDB
Problem
SPDB adheres to the core values of “honesty, integrity, and excellence” and has been committed to providing a series of professional-client comprehensive financial service solutions for clients such as small and medium enterprises and private banks.
Having observed the rapid development trend of cross-border e-commerce in recent years and huge customer demand, the bank hoped to quickly make its products available in this multi-billion market.
Solution
Problem
MYbank adheres to the brand philosophy of “Being meticulous” and is committed to solving the financial needs of small and medium entities. MYbank provides completely online financial services for more small and medium businesses.
MYbank has always insisted on using leading technologies as its development engine and hopes to help the multi-billion cross-border e-commerce market to develop more comprehensively through its digital capabilities.
Solution
Through the cooperation with Dowsure and with the help of Dowsure Cross-border Financial Cloud, MYbank successfully launched the cross-border seller product MYbank | MYbank Loan. The product supports online application and offline review and approval, providing cross-border sellers a purely credit-based loan with no collateral required. It efficiently and conveniently assists cross-border merchants to achieve smooth fund turnover.
Problem
SPDB adheres to the core values of “honesty, integrity, and excellence” and has been committed to providing a series of professional-client comprehensive financial service solutions for clients such as small and medium enterprises and private banks.
Having observed the rapid development trend of cross-border e-commerce in recent years and huge customer demand, the bank hoped to quickly make its products available in this multi-billion market.
Solution
Problem
“Opening up a world of opportunity” has always been the purpose of the HSBC Group. HSBC focuses on its strengths, empowers partners and users for growth, and puts great importance on innovation and practice in the digital field. HSBC opens up new kinds of opportunities for customers. HSBC has been committed to creating and exploring areas that can bring maximum benefits to customers. In order for China's overseas trade to create greater value, HSBC hopes to find new strengths in the development and financing of cross-border e-commerce enterprises.
Solution
Problem
MYbank adheres to the brand philosophy of “Being meticulous” and is committed to solving the financial needs of small and medium entities. MYbank provides completely online financial services for more small and medium businesses.
MYbank has always insisted on using leading technologies as its development engine and hopes to help the multi-billion cross-border e-commerce market to develop more comprehensively through its digital capabilities.
Solution
Through the cooperation with Dowsure and with the help of Dowsure Cross-border Financial Cloud, MYbank successfully launched the cross-border seller product MYbank | MYbank Loan. The product supports online application and offline review and approval, providing cross-border sellers a purely credit-based loan with no collateral required. It efficiently and conveniently assists cross-border merchants to achieve smooth fund turnover.
Problem
hoped to expand to cross-border market, to possess capabilities that can be customized in terms of market customer acquisition, operation of customer life cycle, operation platform, and risk control model for a series of cross-border industries.
Solution
Dowsure and China Continent Property & Casualty Insurance worked jointly to provide the company with a SaaS cooperation platform, which integrates resources that match customers’ needs, refines operation, and enhances competitiveness. The platform also outputs risk identification solutions, reduces underwriting risks, and provides sellers with a competitive insurance product.
Problem
hoped to expand to cross-border market, to possess capabilities that can be customized in terms of market customer acquisition, operation of customer life cycle, operation platform, and risk control model for a series of cross-border industries.
Solution
Dowsure and China Continent Property & Casualty Insurance worked jointly to provide the company with a SaaS cooperation platform, which integrates resources that match customers’ needs, refines operation, and enhances competitiveness. The platform also outputs risk identification solutions, reduces underwriting risks, and provides sellers with a competitive insurance product.
Problem
Great pressure on the company during the cross-border business “cold winter”. Rate was high due to the large number of product categories sold. After query, the price of each policy for some similar insured products was higher than 3,000 CNY.
Solution
Products were divided into smaller categories, and the actual needs of sellers were taken into account. Dowsure provided the company with a commercial comprehensive liability insurance solution at lower prices and with high-quality services, while meeting the requirements of the Amazon platform.
Problem
Great pressure on the company during the cross-border business “cold winter”. Rate was high due to the large number of product categories sold. After query, the price of each policy for some similar insured products was higher than 3,000 CNY.
Solution
Products were divided into smaller categories, and the actual needs of sellers were taken into account. Dowsure provided the company with a commercial comprehensive liability insurance solution at lower prices and with high-quality services, while meeting the requirements of the Amazon platform.