Lending Program
2020 and was the first in Asia-Pacific to use 3PL API for product development. In June 2024, we expanded
our lending services to Southeast Asia, offering multi-currency financing to sellers.
Official Partner of Amazon Seller Lending Program
Dowsure, a leading digital API platform for cross-border e-commerce, partnered with Amazon Lending in 2020 and was the first in Asia-Pacific to use 3PL API for product development. In June 2024, we expanded our lending services to Southeast Asia, offering multi-currency financing to sellers.
行业伙伴联手
business continuity and faster cash flow
Seller Center
Lending-Dowsure
Seller Center
Bind store
Go to Authorization
Low Interest Rate, High Limit
Dowsure partners with financial institutions using Amazon sales data and API technology to offer cross-border e-commerce loans in RMB and USD. This boosts sellers’ liquidity and working capital.
Unsecured and Pure Credit Loans, Low Interest Rate, High Limit
Dowsure offers a fully digital financing application through Seller Central, enabling Amazon sellers to apply in 5 minutes, receive approval in 2 minutes, and access funds instantly (*based on real customer cases).
Fully Online Application
Fully Online Application
Dowsure partners with leading banks like HSBC, SPD Bank to offer tech-driven direct lending. Sellers can borrow and repay flexibly, improving liquidity, optimizing financial planning, and maximizing capital efficiency (*based on real customer cases).
Equal loan payment
Equal loan payment
As an Amazon Seller Lending Program partner, Dowsure is certified with SOC 1 Type 1 (attestation report) and ISO 27001, ensuring global data security, cross-border transfer, and privacy protection.
Data Information Security
Data Information Security
Dowsure's Technological Innovation Model: DAL™ + DVA™ + CPN™
Dowsure employs DVA™ for risk management in cross-border e-commerce, with Dual-Lock Technology (DAL™) securing funding and advanced APIs powering the Credit Transaction Network (CPN™) for efficient digital credit exchanges.
DAL™ Dual-Lock Account Technology, ensuring complete fund cycle control
The seller requests account locking on the platform, sharing payment details with Dowsure. Once locked, only Dowsure can unlock the account, preventing changes.
Sellers grant Dowsure access to PSP accounts, allowing mandatory fund seizures in case of loan defaults.
Dowsure leverages API integration for secure, anonymized data retrieval from international e-commerce platforms. It partners with financial institutions to generate risk metrics, offering standardized indicators like store performance scores and key risk parameters.
CPN™ Network Credit Payment
CPN™, using bank or payment provider umbrella accounts, offers an electronic wallet linked to cross-border seller accounts. Sellers can use their credit limit for procurement, logistics, and advertising, maintaining cash flow.
Dowsure's LPaaS showcases robust technological capabilities
Dowsure offers a suite of smart financial tools for businesses. With Digital Onboarding for easy applications and Lending APIs/SDKs for custom financing, plus the BOSS SaaS system for efficient management, businesses can scale and optimize fast.
Dowsure’s XFCloud offers full risk management and repayment solutions for smooth cross-border finance, ensuring secure fund transfers and simplifying international business for stable growth.
Dowsure’s Data Services give quick access to in-depth business data, enabling informed decisions and enhancing competitive edge in the global market.
by Dowsure
